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Snap Finance – For Accessories & Upgrades Only
Need help financing new tires, wheels, audio systems, or other vehicle accessories? Snap Finance is a lease-to-own financing solution designed to serve customers with all types of credit. This option is not available for collision repairs, but it’s perfect for personalizing or upgrading your ride.
Key Benefits of Snap Finance:
- Fast, easy online application process
- No traditional credit check required
- Instant approvals up to $5,000
- Flexible payment plans that match your pay schedule
- Ideal for aftermarket accessories, car detailing, audio systems, lighting kits, and more
To apply, you must:
- Be of legal age
- Have a steady monthly income
- Hold an active checking account
- Provide a valid email address and mobile phone number
Apply online, text [79328] to 48078, or get help from our in-store team. With Snap, it’s simple to finance your dream upgrades today!

Synchrony Financing – For Collision Repairs & Accessories
Synchrony is the only financing provider we offer that covers collision repair services, making it ideal for customers dealing with accidents or insurance-related repairs. It can also be used for vehicle accessories and upgrades, offering a versatile option for many types of automotive purchases.
Why Choose Synchrony?
- Comprehensive financing for collision damage and accessories
- Special promotional financing offers on qualifying purchases
- Convenient monthly payments
- Fast credit decisions
- Online account management
Whether you need help covering a deductible or financing a full repair, Synchrony can ease the burden.
Affirm Financing – For Accessories & Non-Collision Products
Affirm provides straightforward monthly payment options for customers shopping for auto accessories, detailing, or service packages. Like Snap, Affirm cannot be used for collision-related repairs, but it’s a great tool for managing everyday vehicle expenses.
Features of Affirm Financing:
- Transparent pricing with no hidden fees
- Quick online approval process
- Pay over time at your own pace
- Ideal for car upgrades, service plans, tinting, and more
- Online account management
Use Affirm at checkout or apply in-store today.
Choosing the Right Auto Financing Plan
Whether you're looking to finance a major collision repair or customize your vehicle with premium accessories, we’ve got an option that fits. Remember:
- Use Synchrony for collision and accessory purchases.
- Use Snap or Affirm for accessories only.
We’re here to help make auto repairs and upgrades more affordable and accessible—no matter your credit history.